Lloyd’s loses COVID-19 BI case against Baylor College of Medicine

In previous COVID-19-related BI insurance cases, an overwhelming majority of federal and state courts sided with insurers, ruling that the virus does not cause any “direct physical loss or damage” to” property, according to the University of Pennsylvania’s COVID Coverage Litigation Tracker.

However, in Baylor Medicine’s case, lead lawyer Murray Fogler of Fogler, Brar, O’Neil & Gray said in an email Friday noted a “courageous state court judge decided that the question of whether the virus causes direct physical loss or damage to property is a fact issue for the jury.” The Harris County District Court jury then deliberated for

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