Using historic CGL policies to defend PFAS claims

Studies have shown that high levels of PFAS can lead to increased risk of cancer, changes in liver enzymes, and decreased vaccine response, among other health effects. Anyone exposed to PFAS may have cause to pursue litigation, especially if they can prove that exposure caused bodily injury.

Most PFAS claims will likely involve general liability policies, which provide insurance coverage for claims because of bodily injury and/or property damage to third parties. However, most current commercial general liability (CGL) insurance policies do not provide coverage for PFAS claims because of pollution or PFAS-specific exclusions.

Instead, businesses can look to their

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