Common reasons why workers’ compensation claims are denied – and how to avoid them

Workers’ compensation insurance, also known as workers comp coverage, is a type of business insurance policy that covers the cost of hospitalization and other medical bills and a portion of employees’ lost income if they get seriously hurt or sick while doing their jobs. This form of coverage also protects business owners from the financial liability of having to personally shoulder the expenses resulting from workplace injuries and illnesses.

Each country, and even each state or province in each country, calculates premium prices differently using a range of factors. These include the worker’s job classification – which indicates the level

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