Anthony R. O’Donnell // November 14, 2025 
(Image source: DUAL North America homepage.)
DUAL North America, a Chicago-based specialty program administrator offering property, casualty, financial lines, and surety products through several specialized operating subsidiaries, has selected ZestyAI (San Francisco) to provide advanced storm-risk analytics through the vendor’s Z-STORM model, supporting more precise underwriting and rating of hail and wind exposures as the company accelerates its U.S. expansion.
Luke Wolmer, Chief Actuary, DUAL North America.
Z-STORM delivers property-level predictions of storm vulnerability by analyzing the interaction between local climatology