Capgemini Report: Aging Populations Will Inexorably Reshape P&C Insurance

Anthony R. O’Donnell // May 2, 2025

(Image source: Capgemini.)

The Capgemini Research Institute has published its 2025 World Property and Casualty Insurance Report, offering a stark assessment of how the aging of the global population will reshape the property/casualty insurance industry by mid-century. The report finds that demographic trends—particularly the rising ratio of seniors to working-age adults—will have sweeping implications for product design, risk concentration, and workforce availability, and calls for a shift toward automation, modular insurance models, and proactive risk management.

Adam Denninger, Global Industry Leader, Insurance, Capgemini.

Speaking

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