The Montana Legislature has approved a new measure requiring insurance companies operating in the state to disclose detailed wildfire risk score information when used to underwrite or rate residential property.
House Bill 533, passed by the 69th Legislature and now enrolled, mandates that admitted insurers provide specific information to homeowners, applicants, or their insurance producers upon request. The statute is aimed at increasing transparency around how wildfire risk assessments are factored into decisions on property insurance coverage.
Under the new law, insurers must share five key pieces of information: the current wildfire risk score assigned to