California Insurance Commissioner Ricardo Lara is taking legal action against the California FAIR Plan Association for reportedly denying and limiting smoke damage claims from wildfire survivors.
The California Department of Insurance filed an order to show cause against the FAIR Plan after receiving consumer complaints smoke damage claims denials the CDI says was based on FAIR Plan-defined requirement for “permanent physical damage.”
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The legal filing builds on a multi-year investigation, which the CDI said uncovered at least 418 violations of California’s