Net income grew 30.5% to $70.1 million from $53.7 million, with diluted earnings per share at $0.56. Return on equity was 10% for the quarter, down from 16.9% a year earlier, which the company linked to increased equity from retained earnings and proceeds from its June initial public offering. For the first six months of 2025, return on equity was 25%, compared with 37.3% in the prior-year period.