On August 27, 2025, Hair Zone, Inc., the company behind the Sensationnel brand, filed a complaint in the District of New Jersey, claiming its insurers – Hartford Fire Insurance Company, Hartford Casualty Insurance Company, The Charter Oak Fire Insurance Company, and Travelers Property Casualty Company of America – are refusing to step up after the business was hit with class action claims in California. The stakes? Who pays when a company faces allegations that its products caused harm.