Anthony R. O’Donnell // September 12, 2025 
(Keva headquarters in Helsinki. Source: Keva.)
Keva (Helsinki), Finland’s largest pension provider, faces a major demographic challenge: roughly one-third of public sector workers exit employment before reaching retirement age due to disability. “One third of the public sector workers currently leave the workforce before the old age pension,” says Petra Sohlman, Data Scientist, Keva. “And we need everyone, since our old-age dependency ratio is the highest in the EU at the moment. It’s getting worse, so we need everyone to work.”
From Registers to Unstructured Data
Traditional models at Keva rely