The facts presented to the court were clear. Holder had a standing arrangement with his employee, Laterran Green, who was allowed to use the truck for work related to Holder’s rental properties. However, Holder had explicitly instructed Green that Walker was not permitted to drive the truck. Green confirmed that he never gave Walker permission to use the vehicle. On the day of the accident, Green left the truck parked at the trailer park where Walker lived, with the keys inside. Walker, who was intoxicated at the time, took the truck without permission. Holder reported the vehicle stolen, and Walker