Anthony R. O’Donnell // September 22, 2025 
(Image credit: artoxana/Pixabay.)
Southern Oak Insurance Company (Jacksonville, Florida), a provider of personal residential property coverage, has adopted ZestyAI (San Francisco, California)’s property risk platform to enhance visibility into property condition and exposure across its homeowners portfolio.
Tony Loughman, CEO, Southern Oak Insurance Company.
By analyzing structural and environmental vulnerabilities such as roof degradation, overhanging vegetation, yard debris, and secondary structures, the platform enables Southern Oak to take targeted actions to reduce losses and manage exposure. The property-level insights