Rob McIsaac // October 17, 2025 
(Image credit: Shutterstock.)
Whatever one’s preferred origin story, it’s clear that we live in interesting times. While challenges abound, opportunities also await insurance carriers pressing into the back half of the decade. As 2025 enters its final quarter—a period of budgeting and planning—it’s worth assessing where priorities should lie heading into the new year.
Two of the most consequential themes of the past year have been the exposure of cybersecurity vulnerabilities and the rapid emergence of AI capabilities across carriers’ operating models. Both demand attention, yet each can distort priorities if viewed