A few years ago, in the early 2020s, it was not unusual to hear about or even see roofing workers in Florida deliberately manipulating roof shingles to make it appear that the roof was damaged by storm winds. I saw evidence of this as I inspected homes around the state and wrote engineering reports for insurance claims litigation.
From what I could see, this alleged practice declined in the last couple of years, maybe because insurance companies raised concerns about it, assignments of benefits were banned by the Florida Legislature, and thousands of homeowners had