Here’s how it unfolded: Maria De La Luz Selvera, the homeowner, filed a property damage claim with Trisura Insurance Company after a storm hit her house. Trisura, through its third-party administrator Wellington Claim Service, LLC, assigned Eagle 1 Adjusting LLC and adjuster Thomas Walter Theophilus Maretzki to inspect the property and investigate the claim. Trisura decided that wind damage to Selvera’s roof and fence was covered, but denied coverage for wear and tear, interior damage from wind-driven rain, and other sources.