Filed on August 14, 2025, in the US District Court for the District of Hawaii, the case is all about who’s on the hook when a policyholder faces a lawsuit and multiple insurance policies are in play. Great American, which provides umbrella and excess coverage, claims that Great Divide, the company responsible for the primary commercial general liability (CGL) policy, has walked away from its duty to defend and indemnify the Association of Apartment Owners of International Colony Club. The underlying lawsuit was brought by a condo owner, Peter Winn, who says the association blocked his renovation plans and stopped