The Zurich policy at issue is a “Zurich Select Plus” liability insurance policy, including a Management and Company Liability Coverage Part, issued to Garrison Management, Policy No. MPL 7647590-00, with a policy period of August 7, 2022, to August 7, 2023, and a liability limit of $1,000,000. The policy obligates Zurich to pay “Loss” on behalf of the company for claims involving “Wrongful Acts,” which are defined to include errors, misstatements, misleading statements, acts, omissions, neglect, and breaches of duties. The policy also requires Zurich to pay defense costs, including attorney fees, and to defend potentially covered claims.