Line Cutterz, LLC, a retail business based in West Columbia, Texas, has taken Westchester Surplus Lines Insurance Company to federal court, alleging a pattern of delays, denials, and bad faith in handling a major property insurance claim. The lawsuit, filed in the United States District Court for the Southern District of Texas, centers on a series of storms that battered the company’s retail property in 2024, and the insurer’s subsequent refusal to pay what the business claims it is owed.