The story began in 2010 when Roland Pour Sr. bought a house in Champlin, Minnesota, where he lived with his wife and two children. In 2015, he purchased a homeowners policy from Liberty Mutual. In 2019, Pour Sr. relocated to Bethlehem, Georgia to live with his second wife, but kept the Minnesota property. His sons, Kmontee and Roland Jr., continued living in the Champlin home while their father paid the mortgage and property taxes from afar.