California court blocks liability mandate on FAIR Plan property insurance

The dispute arose from Order No. 2021‑2, which directed the FAIR Plan to submit a homeowners policy including, at minimum, accidental discharge or overflow of water or steam; premises liability; incidental workers’ compensation; theft; falling objects; weight of ice, snow, or sleet; freezing; and loss of use, including additional living expenses and fair rental value. The FAIR Plan petitioned for a writ of mandate, arguing that liability and similar third‑party protections are outside the statute’s scope.

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