Anthony R. O’Donnell // August 22, 2025 
(Image source: Applied Home National Underwriters homepage.)
Applied Home National Underwriters (Omaha) has adopted property and climate risk analytics from ZestyAI (San Francisco), incorporating the company’s AI-driven models across its U.S. property insurance operations.
Brian Voorhees, COO, Applied Home National Underwriters.
The insurer is using ZestyAI’s suite of regulatory-approved tools to support underwriting, pricing, and portfolio management. These tools include peril-specific models for wildfire, non-weather water, hail, wind, and severe convective storm, as well as property-level insights drawn