To manage its risk, Motive purchased a primary cyber liability policy from Associated Industries Insurance Company, Inc., and excess policies from Vantage Risk Specialty Insurance Company, Allianz Underwriters Insurance Company, Arch Specialty Insurance Company, and Fortegra Specialty Insurance Company. The policies, governed by New York law, provided coverage for a range of “Media Wrongful Acts,” including defamation, product disparagement, copyright and trademark infringement, and unfair competition. The primary policy offered $5 million in coverage with a $75,000 retention, while the excess policy provided an additional $5 million in coverage.