Insurers warn of rising climate exposure as cities struggle to finance resilience

In the US, Broward County, Florida, saw flood insurance premiums surge by more than 400%, prompting local officials to demonstrate that flood defense investments could deliver measurable economic returns. By proving the cost-effectiveness of prevention, the county attracted business support and began securing alternative funding mechanisms. According to the report, this example shows how risk modeling and insurance data can guide capital allocation and reduce long-term exposure.

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