Pragatee Dhakal // November 24, 2025 
(Image credit: Claimaccident/Pixabay.)
In Part 1 of this two-part series, I explored how legal system abuse is reshaping claims behavior, driving up costs and creating new pressures for underwriting and legal teams. With those challenges in view, Part 2 turns to the response. Insurers are looking for actionable steps that fit within real-world claims operations and legal frameworks. The following strategies offer a path forward for carriers that want to reduce exposure, improve predictability, and strengthen performance.
Mitigation Framework for Insurers and Legal Counsel
Underwriting and Product Design – Underwriting models should